Week 3: Mortgage Journal


  1. Your instructor will give you information about the mortgage for the property. Add the information given by your instructor below. 

 

Down Payment Required (List %): 10%
Number of Points at Closing 4 points
Mortgage Time Frame for Loan: 30 years
Interest Rate (List %) Assume point(s) have already been applied: 8%
Annual Insurance Amount:$7000
Annual Property Taxes  Amount: $6000
  • Use websites like Zillow.com or Realtor.com to find a house/condo/townhome in your area that you would want to purchase. Provide a screenshot of the house, price, and description in your journal and link to the specific home in case further information needs to be extracted.     
  • Your instructor will act as your bank lender and will provide you with the specifics of the mortgage that you will acquire:
    • Down payment required
    • Number of points at closing 
    • Time frame for loan 
    • Interest rate   
    • Annual insurance amount
    • The annual property taxes amount
  • Complete the Mortgage Journal TemplateLinks to an external site. That will require you to compute the calculations needed for the mortgage.   

 



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Prof.peter